DVLA and INSURANCE

tamnwill

Hi there, If I have a disabled badge as I have arthritis, do I need to declair this to the DVLA? I can drive my automatic Audio fine. Thanks for any advice ( shouldn't have to ask this at 41 eh!!! :roll: )

dreamdaisy

I informed my insures immediately my arthritis was diagnosed. I felt they should know, they agreed! Mine affects mainly my toes, ankles and knees, all quite useful bits of a person when they are driving. When I had my ops, and wasn't driving for weeks, they reduced my instalments to £5 per month, to keep the insurance active, and to reflect the fact that I wasn't on the road. Once I could drive again, we went back to the proper rate. Very civilised, I thought.

Duh. Wasn't awake was I? Yes, the DVLA know about me as I have road tax exemption. Sorry. a dopey DD

dorcas

I wrote to DVLA to inform them that following hand surgery I'd been referred by my consultant to the 'Driver Assessment Centre' who would be assessing what adaptations I needed to my car.

DVLA sent me an acknowledgement letter, followed by a medical form to complete, followed by a declaration regarding fitness to drive.

I found their standard correspondence a bit heavy handed ie... you must return this form within X weeks or we will revoke your licence'.... on each and every letter!.

The outcome for me was that I was assessed as requiring steering adaptations and no longer able to drive a manual car. DVLA amended my licence to reflect that I could now only drive an automatic car and codes added to indicate I am a disabled driver.

I had absolutely no problems with my insurers..... but I do drive a motability car.
Iris x

livinglegend

The DVLA rules for arthur sufferers who drive cars and motorcycles are remarkably quite straightforward.

If you suffer from arthritis, telling DVLA will depend on whether your condition affects your driving.

If you do not use special controls for driving - you do not need to tell DVLA.

If you use special controls for driving - you will need to tell DVLA.

http://www.direct.gov.uk/en/Motoring/DriverLicensing/MedicalRulesForDrivers/MedicalA-Z/DG_185604

Joseph 8)

salamander

Insurers are not allowed to discriminate against disabled drivers under the DDA act. I was told they did not want to know or need to know about any disabilities, permanent or temporary as they are not allowed to load premiums or refuse to settle claims of people with disabilities.