Car insurance for 16 year olds?

jellybean
jellybean Member Posts: 15
edited 22. Apr 2011, 14:57 in Living with Arthritis archive
Hi,

I've just recently passed my test and have been looking at buying a car, however when I've phoned around for a decent price on insurance most have said that they don't insure 16 year old drivers.

Which is really frustrating, why let me pass when I'm 16 and not allow me to actually drive.

Anyway I was wondering if anyone else has been able to get insured at 16 or insurance for their children, and if you have what company was it with?

Thanks
Jess
x

Comments

  • julie47
    julie47 Member Posts: 6,041
    edited 30. Nov -1, 00:00
    Hi Jess

    I was not aware that you could learn to drive at 16 never mind pass a test, so well done to you :smile: .
    Do you qualify for a mobility car? If so then they will do all the insurance for you I think.

    Sorry I can not help much , but I wish you luck

    Juliepf x
  • Airwave!
    Airwave! Member Posts: 2,471
    edited 30. Nov -1, 00:00
    You will not get any car insurance until you are 17, because your license is not valid until you are.

    Have patience! Nothing to stop you doing some research and getting quotes. Running the car is the major cost these days. Go to www.honestjohn.co.uk, a webpage from the motoring press, very useful.

    I seem to remember driving a three wheeler until I could afford a car and an extra wheel, then got a new girlfriend and went back to bikes :-))
  • alarkra
    alarkra Member Posts: 213
    edited 30. Nov -1, 00:00
    They let you pass your test at 16?! In the UK?! :shock: :eek:
  • frogmorton
    frogmorton Member Posts: 30,026
    edited 30. Nov -1, 00:00
    it's POSITIVE discrimination :grin:

    People witha disability can pass their test early l am sure.

    BUT l would have thought you could get insurance?????

    CONGRATULATIONS!

    Have Pmd you

    Love

    toni xx
  • jellybean
    jellybean Member Posts: 15
    edited 30. Nov -1, 00:00
    alarkra wrote:
    They let you pass your test at 16?! In the UK?! :shock: :eek:

    Yeah :) if your in a certain category on DLA they allow you to drive at 16 :)

    Jess
    xx
  • frogmorton
    frogmorton Member Posts: 30,026
    edited 30. Nov -1, 00:00
    and quite right too :grin:
  • alarkra
    alarkra Member Posts: 213
    edited 30. Nov -1, 00:00
    jellybean wrote:
    alarkra wrote:
    They let you pass your test at 16?! In the UK?! :shock: :eek:

    Yeah :) if your in a certain category on DLA they allow you to drive at 16 :)

    Jess
    xx

    Wow! :grin: :P Good for you! In that case I'd contact the DLA or even the DVLA to ask for their help - they should be able to guide you! :wink:
  • Hollylou
    Hollylou Member Posts: 4
    edited 30. Nov -1, 00:00
    Hi, Yes my daughter passed her test at 16 as she was on DLA and it was seen as a way she could gain her independence. It made her very happy indeed as it brought a new dimension to her life which, due to her disability, she had not had before. Regarding her insurance, she had a motability car so that was all taken care off. I hope you manage to get insurance so that you can benefit from your new found independence - good luck.
  • skezier
    skezier Member Posts: 11,333
    edited 30. Nov -1, 00:00
    Hi Jelly bean,

    Welldone flower :grin::grin: Good on you!

    I think Holly ( welcome to the forums Holly :grin: x) has the right idea, ask mobility or have a mobility car. Not as cool but actually might really be the answer. Cris x
  • jellybean
    jellybean Member Posts: 15
    edited 30. Nov -1, 00:00
    Thanks for all the replies and the help. I've decided to get a mobility car and just ordered it today :)
    I'm super excited!

    Thanks
    Jess
  • skezier
    skezier Member Posts: 11,333
    edited 30. Nov -1, 00:00
    Hi Jess,

    Good idea flowr and I am excited for you as well :grin:

    What sort of car have you ordered? it will such a difference to you it really will. Cris x
  • jellybean
    jellybean Member Posts: 15
    edited 30. Nov -1, 00:00
    I've ordered a Chevrolet Spark in a bright green haha, they will definitely see me coming :)
  • skezier
    skezier Member Posts: 11,333
    edited 30. Nov -1, 00:00
    Oh I sen that colour and yep.... they will see you :lol:

    Good on you and well done!" Cris x

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