Insurance quotes for RA sufferers.

spidey23972

Having recently been diagnosed with RA I'm now having my first experience of disclosing my disease to a business, my car insurance company. Does everyone disclose this to companies that ask for any medical condition (yes I know it's the law)!! Once you disclosed your condition did premiums go up drastically on insurance policies? Can anyone suggest what companies do need informing? Sorry if posted in wrong forum.

GraceB

Hi,

I have a Motability car so don't hold my own private insurance car policy. However, I am a named driver on my partner's car insurance. We wrote to his insurance company to notify them of my Osteoarthritis and asked them to confirm in writing that this has been recorded by them. We got our response. We kept a copy of our letter and put this with the reply that we received and still have these to this day.

I'd err on the side of caution and tell them if it were me. However, I'd put it in writing, and send it recorded delivery so you can track the letter all the way through.

Hope you get this sorted.

GraceB

villier

Hi spidey, I have OA and a neurological disease. I was never asked for any more money on my insurance when I informed them, I don't know whether it is any more expensive or not as I use a comparison site and change my company every year. I also informed the DVLA and was put onto a three year licence which is getting reviewed at this moment, I had forms to fill out and they contacted my consultant which took quite a few weeks they sent me a letter to cover me until my licence has been sorted out. It is up to you whether you want to contact them or not but in the chance of an accident it may go against you if they haven't been informed. I have just remembered I think you can go onto their site and it will tell you if they need to be informed or not. Let us know how you get on...................Marie x

villier

Spidey I have just had a look on the DVLA site and it just says Arthritis and checked it out, you only need to inform them if you have your car altered in any way you can check it out yourself for peace of mind. I should have checked it out before I replied my excuse it is the wee small hours and I'm getting tired, off to bed now..................Marie x

spidey23972

Thank you both for the replies, my car insurance is due next month, so I see no need to inform them till my renewal, was just wondering if people's premiums went up from previous years, when they first had to disclose their condition.