Life insurance - worth getting?
Hello, I am hoping that you may be able to offer me some advice or talk about any of your experiences. I am single, have had arthritis for over 36 years, numerous operations and take daily meds. I own my own house and have done for 11 years and have previously had mortgage insurance which I recently found wasn't worth paying for! I have been looking into getting life insurance but given my medical history about I have been rejected by a number of companies and those who will take me on are charging quite a high monthly payment.... my question, is it worth having? It won't cover the arthritis which is the thing most likely to stop me from working and in need of financial support, but it could cover other conditions (but only if they don't find a way of linking the arthritis!)...Or do I pay a monthly amount myself into an account that I don't touch until I need to?! I do have other friends with arthritis but none of them are in the same situation to me to compare experiences. Thank you